Monthly Archives: September 2016

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6 Simple Reasons Why People Don’t Buy Insurance

People understand the need for life insurance and how it can protect their loved ones. Yet, there are many reasons why people don’t buy insurance. September is Life Insurance Awareness Month. Most people know their loved ones could benefit from life insurance. When asked, they offer lots of reasons why they can’t commit to a [...]

How Much Insurance do I Need?

To determine how much insurance you’ll need to buy today, you’ll need to know how much financial help your family will require in the future. In a survey, people said they were “intimidated by the process of buying life insurance.”1 One reason cited was not knowing how much insurance to purchase. It’s Life Insurance Awareness [...]

Why Pairing Student Loans and Life Insurance Makes Sense

Complementing student loans and life insurance may seem unusual. But, buying a policy when you have student loans makes good sense. It could protect your survivors from financial ruin. If you plan to finance your college education with student loans, you should consider buying a life insurance policy. Some find it uncomfortable to think about planning [...]

Understanding Life Insurance

September is Life Insurance Awareness Month (LIAM), and it’s time to take stock of what you have and what you need. Do you have insurance, and if you do, is it enough? What is Life Insurance? An insurance policy is a contract that transfers risk from one party to the other. In the case of a [...]

Finding Funds to Pay for College

Finding funds to pay for college is rarely easy for anyone, especially with the rising cost of education. According to collegeboard.org, today’s college education costs approximately $42,419 per year for a four-year private school and $18,943 per year for an in-state, four-year public school. Tuition and fees at today’s colleges continue to increase at approximately [...]